This is a funny adult card for a friend to another friend. 
The background paper is gray with Jolly Old Saint Nick's head in red hat, white beard and beige nose rolling throughout with white snowflakes.  The words on the inside are in shiny red  and gray.  Inside the card is the same background paper with a cute lady in winter attire next to "Love You, Girl!" in same lettering.  "Tis The Season" is a white banner with various ornaments.  "Jolly Old Saint Nick" is on the left.
The envelope has the same background with "Santa Claus" on the front and "Merry Christmas" on the back.